Student Health and Dental Insurance

• Annual Health Insurance Matriculation Requirement
• Minimum Health Insurance Requirements
• Enrollment/Waiver Process
• Optional Dental Insurance

Annual Matriculation Requirement

Jefferson requires all matriculated students to have health insurance, and to complete the enrollment/waiver process for each academic year (September 1st through August 31st). If you have health insurance through another provider, it must meet the minimum requirements listed below to qualify for a waiver. If you do not have coverage through another provider that meets the minimum requirements, then you must enroll in the Student Health Insurance Plan. Once enrolled, the plan will be in effect for the entire academic year. You may only terminate the insurance coverage if you have a qualifying life change event. You may visit the Plan's website (www.firststudent.com) for additional information on the plan and qualifying life change events.

PLEASE NOTE: Failure to complete the enrollment/waiver process by the first day of the fall semester* will result in the following:

1. An administrative fee in the amount of $150 will be charged to the student's tuition account.
   
   
2. An insurance hold (HI) will be placed on the student's Banner account.
   
   
3. The student will not be permitted to attend classes or clinicals.

Upon satisfactorily completing the health insurance requirement, the insurance hold will be removed from the student's Banner account. The administrative fee will not be removed from the student's tuition account; the student is responsible for paying that fee in full through the Tuition Office.

* For new students beginning their program during the spring, summer, or pre-fall semester, the deadline to complete the health insurance requirement is the first day of that semester.

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Minimum Health Insurance Requirements

In order to qualify for a waiver, your insurance must meet at least the following minimum requirements.

• The plan provides in-patient care in the Philadelphia area.*
• The plan provides out-patient care in the Philadelphia area. *Coverage for emergency-only care does not satisfy this requirement.
• The plan provides for ancillary procedures, including laboratory tests and radiology.
• The plan provides for outpatient and in-patient mental health care in the Philadelphia area.*
• The plan includes prescription drug coverage.
• This coverage will remain in force through August 31, 2012.**
  
  * For students attending the Geisinger campus, coverage must be in effect for the Danville area (in place of the Philadelphia area). For students participating in distance learning, coverage must be in effect for your area of permanent residence.
  
  ** If your insurance will not be in effect for the entire academic year due to a life change event, you may qualify for a partial waiver during the period that your insurance will cover, and will then have to enroll in the school-sponsored insurance plan for the remainder of the academic year.

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The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to retain a copy of your insurance policy as you may be asked to provide this documentation.

2011-12 School-Sponsored Health Insurance Plan

The school-sponsored health insurance plan is through United HealthCare.  Please view the brochure for specific information on the coverage.

The cost of the insurance will be billed to your student tuition account in two installments – half will be assessed to your fall invoice and half to your spring invoice.

All enrollments are effective through the end of the academic year, August 31, 2012.  If you have a qualifying life change event, you must contact the Office of Student Life within 30 days.  Please note that your health insurance coverage will NOT be automatically cancelled if you withdraw from the University.  It will remain in effect until August 31, 2012 or until you submit a cancellation request in writing to the Office of Student Life.

2011-2012 Enrollment/Waiver Process

Please note the following procedures for enrolling/waiving health insurance coverage for the 2011-2012 academic year. All enrollments/waivers must be completed using the online process outlined below.

NOTE: If waiving coverage, please have information about your current health care coverage available.

1. Go to https://studentcenter.uhcsr.com/Default.aspx.
   
   
2. Select your school from the drop down menu ("Jefferson Schools - Health Professions, Nursing, Pharmacy, and Population Health").
   
   
3. Read through the information on the welcome page.
   
   
4. Click on the appropriate “Enrollment Form” or “Waiver Form” link to begin the process.
   
   
5. Log in by entering your Date of Birth and your Campus Key (e.g. abc123).
   
   
6. Complete the online waiver or enrollment form and then print out the confirmation and keep it for your records.

Please contact the Office of Student Life at 215-503-8189 if you experience any of the following:

• Your Campus Key or Date of Birth was not accepted
• You gave incorrect information about your current health care coverage
• You encountered other difficulties while attempting to complete the process

NOTES:

F.A.C.T. Students and ALL SUMMER Start Students
Students that are enrolled in the FACT Nursing program or another summer start program will need to complete the insurance requirement for two academic years. When students begin their program in the summer, they will need to complete an insurance waiver/enrollment for the remainder of the 2011-12 academic year. This waiver/enrollment will be in effect for the months of May, June, July, and August. In July, students will then need to complete the health insurance waiver/enrollment process for the new academic year (2012-13), which starts September 1st. Students should follow the instructions above to complete the process online for both academic years.

Incoming Students for January
Students that will be starting their academic program in the spring semester (January) will need to complete the insurance requirement for the remainder of the 2011-12 academic year. This waiver/enrollment will be in effect for the months of January through August 2012. Students will then need to complete the health insurance requirement in July for the new academic year (2012-13), which starts September 1st. Students should follow the instructions above to complete the process online. Students must complete the enrollment/waiver process by the first day of the spring semester or they will be subject to the $150 administrative fee and insurance hold as noted above.

If you have additional questions, please contact the Office of Student Life at 215-503-8189 or via email at StudentLife@jefferson.edu

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Dental Insurance 2011-2012 Information

Optional dental insurance is available for students in the Jefferson School of Health Professions, School of Nursing, School of Pharmacy, and School of Population Health. The insurance is offered through Delta Dental, with two coverage levels available - Base or Enhanced. Enrollments are on an annual basis, with coverage effective from September 1, 2011 through August 31, 2012.

Open enrollment periods are as follows:

• July 1st - August 31st - All students may opt to enroll for the period of September 1, 2011 - August 31, 2012
• December 1st - January 1st - Only new students (those beginning in the spring semester) may opt to enroll for the period of January 1st, 2012 - August 31, 2012

Please note that students are NOT able to enroll in the dental insurance plan once the coverage period has begun.

For additional information on the plan, please visit: http://www.deltadentalins.com/tju/

To enroll in the plan, complete the enrollment form found at the site above and submit to the Office of Student Life via one of the following methods:

• Fax: 215-503-9834 (ATTN: Student Life)
• Email: StudentLife@jefferson.edu
• Postal Mail: Office of Student Life, 130 S. 9th Street, Suite 709, Philadelphia, PA 19107

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