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FAQ > Applying for Financial Aid

Applying for Financial Aid

  1. What are the financial aid deadlines?
  2. What application material must be filed?
  3. When should I start the financial aid process if I have applied to Jefferson, but have not yet been accepted?
  4. When should I start the financial aid process if I was previously enrolled at Jefferson, but am currently on a leave of absence, and plan to return for the coming semester?
  5. Do I have to follow the same process every year?
  6. Does my application process change if I change from one college to another within Thomas Jefferson University?
  7. Why am I sometimes required to submit additional information even after I have completed the published financial aid application requirements?
  8. If all of the information I included on my FAFSA is correct, why are some notations printed advising me to check the answers?
  9. Why is parental income and asset information required even if I meet the federal criteria for independence?
  10. What is the expected processing time from the date my application is complete?
  11. Are there other websites that may provide information on financial aid?
1. What are the financial aid deadlines?

Financial aid deadlines are based on the school (i.e., Jefferson Medical College--JMC, Jefferson College of Health Professions--JJCHP, or Jefferson College of Graduate Studies--JJCGS), and year of the program in which you are enrolled.

Please note that the deadlines listed below differentiate between institutional aid and the Federal Stafford Program.

Institutional Financial Aid application deadlines are for the calendar year preceding the academic year for which you are applying and are as follows:

March 3

  • JMC students who will be in their third or fourth year.
  • All returning JCHP students.

April 1

  • JMC students who will be in their second year or begin their first year.

May 1

  • JCHP students who will enroll at the University for the first time.
  • New and Returning JCGS students.*

*This deadline also applies to all students who were enrolled in JCHP during the current year, but will be enrolled in JCGS in the coming academic year (i.e. third-year physical therapy students, accelerated pathway nursing students, lab sciences occupational therapy students enrolled in both colleges).

Federal Stafford Application Deadlines

Not less than six weeks before your tuition bill due date.

During the peak lender processing period (May.September) processing may require a four- to six-week period. To ensure that your funds are received in a timely manner and to avoid late fees being applied to your tuition account, you must:

  • Submit all of the institutional application requirements (as outlined in Question 2).
  • Complete the Federal Stafford section of the institutional application (indicating the amount you want to borrow).
  • Complete a separate Master Promissory Note (MPN) (this is the form you must sign ackowledging your responsibility to repay the debt).

Students should contact the University Office of Financial Aid to obtain the required MPN.

(Please Note: A complete description of the Federal Stafford application process is outlined in Question 2.)
See also Question 5, Question 6 and Question 10.

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2. What application material must be filed?

Please note that required application material is dependent upon the college in which you are enrolled. In addition, application material for institutional aid is different from application material required if you plan to borrow only the Federal Stafford Loan. Please refer to the information below.

Jefferson Medical College (JMC)

Jefferson Schools of Health Professions, Nursing, & Pharmacy

Jefferson College of Graduate Studies and Jefferson School of Population Health

Jefferson Medical College:

Institutional Aid Application Material:

  1. Free Application for Federal Student Aid (FAFSA) (including parents information).
  2. Jefferson Medical College Financial Aid Application.
  3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
    1. Your taxes.
    2. Your spouse's taxes (if married).
    3. Your parent(s) taxes.
  4. Federal Stafford Loan Application.
    1. Federal Stafford Loan Application section of the institutional application.
    2. Federal Stafford Master Promissory Note. (Please Note: If you are a continuing student at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN each year. If you will be a new student at Thomas Jefferson University or are a continuing student and are changing lenders, you must sign a new MPN.)
  5. Federal Work Study Application (if interested in FWS).

The Jefferson Medical College federal school code (that must be included on the FAFSA) is 010021.

If you do not intend to apply for institutional aid and wish to apply for only the Federal Stafford Loan, the following application material is required:

  1. Free Application for Federal Student Aid (FAFSA).
  2. Jefferson Medical College Financial Aid Application.
  3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
    1. Your taxes.
    2. Your spouse's taxes (if married).
  4. 'Not Applying' for Jefferson Aid Statement.
  5. Federal Stafford Loan Application.
    1. Federal Stafford Loan Application section of the institutional application.
    2. Federal Stafford Master Promissory Note. (Please Note: If you are a continuing student at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN each year. If you will be a new student at Thomas Jefferson University or are a continuing student and are changing lenders, you must sign a new MPN.)

The Jefferson Medical College federal school code (that must be included on the FAFSA) is 010021.

Jefferson College of Graduate Studies, Jefferson Schools of Health Professions, Nursing, Pharmacy & Population Health:

Institutional Aid Application Material.

  1. Dependent Students and Independent Students who had total financial resources less than $7500 during the prior calendar year.
    1. Free Application for Federal Student Aid (FAFSA) (including parents information).
    2. Thomas Jefferson University Institutional Financial Aid Application.
    3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
      1. Your taxes.
      2. Your spouse's taxes (if married).
      3. Your parent(s) taxes.
    4. Federal Stafford Loan Application.
      1. Federal Stafford Loan Application section of the institutional application.
      2. Federal Stafford Master Promissory Note. (Please Note: If you are a continuing student in the same college at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN. If you will be a new student at Thomas Jefferson University or are a continuing student and are changing lenders or colleges within Thomas Jefferson University, you must sign a new MPN.
    5. Educational Plan (Part-time and per-credit tuition charged students only).
    6. Federal Work Study application (if interested in FWS).
  2. Independent Students who had total financial resources greater than $7500 during the prior calendar year.
    1. Free Application for Federal Student Aid (FAFSA).
    2. Thomas Jefferson University Institutional Financial Aid Application
    3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
      1. Your taxes.
      2. Your spouse's taxes (if married).
    4. Federal Stafford Loan Application.
      1. Federal Stafford Loan Application section of the institutional application.
      2. Federal Stafford Master Promissory Note. (Please Note: If you are a continuing student in the same college at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN. If you will be a new student at Thomas Jefferson University.
    5. Educational Plan (Part-time and per-credit tuition charged students only.)
    6. Federal Work Study application (if interested in FWS).

The Jefferson Schools of Health Professions, Nursing & Pharmacy federal school code (that must be included on the FAFSA) is 013549.

The College of Graduate Studies & Jefferson School of Population Health federal school code (that must be included on the FAFSA) is E00799.

If you do not intend to apply for institutional aid and wish to only apply for the Federal Stafford Loan, the federal Pell Grant and PHEAA state grant funds, then the following application material is required:

  1. Free Application for Federal Student Aid (FAFSA) (including parents information).
  2. Thomas Jefferson University (JCHP/JCGS) Institutional Financial Aid Application.
  3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
    1. Your taxes.
    2. Your spouse's taxes (if married).
    3. Your parent(s) taxes (if dependent).
  4. Federal Stafford Loan Application.
    1. Federal Stafford Loan Application section of the institutional application.
    2. Federal Stafford Master Promissory Note.  (Please Note: If you are a continuing student in the same college at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN. If you will be a new student at Thomas Jefferson University , you must sign a new MPN.

The Jefferson Schools of Health Professions, Nursing & Pharmacy federal school code (that must be included on the FAFSA) is 013549.

The College of Graduate Studies & Jefferson School of Population Health federal school code (that must be included on the FAFSA) is E00799.

Independent Students

  1. Free Application for Federal Student Aid (FAFSA).
  2. Thomas Jefferson University (JCHP/JCGS) Institutional Financial Aid Application.
  3. Signed copy of most recent federal income taxes; or Non-filing Statement if a tax return will not be filed.
    1. Your taxes.
    2. Your spouse's taxes.
  4. Federal Stafford Loan Application.
    1. Federal Stafford Loan Application section of the institutional application
    2. Federal Stafford Master Promissory Note. (Please Note: If you are a continuing student in the same college at Thomas Jefferson University and are not changing lenders, you do not need to sign a new MPN. If you will be a new student at Thomas Jefferson University , you must sign a new MPN.)

The Jefferson Schools of Health Professions, Nursing & Pharmacy federal school code (that must be included on the FAFSA) is 013549.

The College of Graduate Studies & Jefferson School of Population Health federal school code (that must be included on the FAFSA) is E00799.

See also Question 5 and Question 6.

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3. When should I start the financial aid process if I have applied to Jefferson, but have not yet been accepted?

We recommend that you at least file a FAFSA (Free Application for Federal Student Aid) and indicate Jefferson as a school in which you are interested in attending. You can complete the FAFSA on the Web at www.fafsa.ed.gov.

Please remember: You must include parents' information on the FAFSA if you are dependent or are applying for Jefferson institutional aid.

Once you are accepted, an email will be sent to you with instructions as to how to complete the other application material on Banner Web. Once you have completed all financial aid application requirements, we will review your file and determine your eligibility for financial aid.

Jefferson College of Health Professions (JCHP) applicants:
Upon applying for admission to the Jefferson College of Health Professions, your name and address will be forwarded to the University Office of Student Financial Aid from the Office of Admissions. At that time you will receive a postcard that you may return to request a Financial Aid Application Packet. We strongly recommend that you complete and return all application material as soon as possible, even prior to your acceptance.

Once you have been accepted to the College and completed all financial aid application requirements, we will review your file and determine your eligibility for financial aid.

Jefferson College of Graduate Studies (JCGS) applicants:
You will be sent a Jefferson College of Graduate Studies Financial Aid Application Packet or online application instructions after your acceptance to the College. While you are waiting for acceptance and a financial aid application packet, we recommend that you at least file a FAFSA (Free Application for Federal Student Aid) and indicate Thomas Jefferson University College of Graduate Studies as a school in which you are interested in attending.

You can obtain a hard copy FAFSA from a local college or university or from Jefferson's University Office of Student Financial Aid at (215) 955-2867. You can also complete the FAFSA on the Web at www.fafsa.ed.gov.

Please remember: You must include parents' information on the FAFSA if you are applying for Jefferson institutional aid.

Once you have completed all financial aid application requirements, we will then review your file and determine your eligibility for financial aid.

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4. When should I start the financial aid process if I was previously enrolled at Jefferson, but am currently on a leave of absence, and plan to return for the coming semester?

This will depend upon the semester in which you intend to return and when you last filed a financial aid application.

If you intend to return for the Fall semester, please follow the deadlines listed in Question 1. If you intend to return for the Spring semester and have previously filed financial aid application material for that academic year, you will not have to re-apply. We will use the current application material filed for that academic year.

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5. Do I have to follow the same process every year?

Each year that you intend to receive financial aid funds, you must reapply. Please refer the deadlines listed in Question 1 and to the application requirements outlined in Question 2.

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6. Does my application process change if I change from one college to another within Thomas Jefferson University?

Yes, to some degree. Please refer to the deadlines listed in Question 1 and the required application material listed in Question 2.

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7. Why am I sometimes required to submit additional information even after I have completed the published financial aid application requirements?

There are a number of reasons why this may happen.

  • The information you submitted to the school does not match the information you reported on your Free Application for Federal Student Aid (FAFSA).
  • The Federal Government has selected you for "Verification." This means they would like the school to confirm that all information reported on the FAFSA is true and accurate.
  • The Federal Government could not confirm certain information regarding your citizenship status, the information on file with the Social Security Administration, your Selective Service registration, and/or the status of previous federal loans that may be in default. In these instances, the Government is requesting that the school clear this information prior to awarding any federal funds to the student.

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8. If all of the information I included on my FAFSA is correct, why are some notations printed advising me to check the answers?

There are times when the information submitted on the FAFSA is correct, but may conflict with other information on record. For example, those who did not come to Jefferson with a prior bachelor's degree, listing that they are in the graduate school for the last year of the program and indicating that they do not have a Bachelor's degree will be flagged as unusual. The FAFSA generally requests that items such as this be reviewed for accuracy, and if accurate, no correction is required.

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9. Why is parental income and asset information required even if I meet the federal criteria for independence?

As noted in Jefferson's financial aid publications, the first responsibility for financing education must rest with students and their family. This policy, consistent with the majority of private colleges and medical schools nationwide, is based on the limited nature of institutional funding. Parent income and asset information is required in an attempt to distribute the limited pool of institutional funding in the most equitable manner possible. While students may meet the federal criteria for independence, Jefferson requires the inclusion of parental information to ensure that the limited funding that is available is disseminated to the students that have the least amount of potential parental support. Reversal of this policy would mean that students from even the wealthiest families could choose to replace parental support with expected Jefferson support.

Even if parents are not paying the direct cost of an education, they still represent a potential source of support. Often times, this potential support includes assistance with living or transportation costs, monetary gifts, assistance with the interest payments on unsubsidized loans during the in-school period or actual post-graduation repayment.

It is important to emphasize that this policy applies to institutional aid only. Students who meet the federal criteria for independent status may apply for Federal Stafford, Federal Unsubsidized Stafford, and Federal Work Study. In addition, independent, undergraduate students, who do not have a prior Bachelor's degree, may apply for federal Pell, Supplemental Educational Opportunity Grant (SEOG) and state grant funds by submitting only their, and if applicable their spouse's, income and asset information.

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10. What is the expected processing time from the date my application is complete?

Please remember that the sooner you complete all of the application requirements, the sooner we are able to advise you of your financial aid eligibility.

Eligibility notices, pertaining to institutional financial aid, will be emailed to students starting in late March for all students who meet the application deadlines noted in Question 1.

If you complete your financial aid application after the deadline date, notification of your eligibility should be sent within three to four weeks of the date that you completed all requirements.

The requested disbursement date for the first half of your Federal Stafford Loan and private alternative loans is 13 days prior to the beginning of classes. The requested disbursement date for the second half of your Federal Stafford Loan and private alternative loans is between mid-December and early January (see chart below).

College Second Half of Federal Stafford and Private Alternative Loan Funds Disbursed from Lender Earliest Date Refund is Available in Tuition Office

JMC
      3rd and 4th yr students
      1st and 2nd yr students


2nd Week of December
3rd Week of December

3rd Friday of December
4th Friday of December
JCGS 1st Week of January 2nd Week of January
Jefferson Schools 1st Week of January 2nd Week of January

It is important to note that registration and Satsifactory Academic Progress (i.e., grades from prior term) must be confirmed prior to Federal Stafford or alternative loan funds being disbursed to the student's tuition account.

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11. Are there other websites that may provide information on financial aid?

Other websites that may provide information on financial aid are:

Americorps National Service
www.cns.gov

FastWeb (includes information on military scholarships and incentives)
www.fastweb.com

FINAID  The financial Aid Information Page
www.finaid.org

Financial Aid from the U.S. Department of Education
www.ed.gov

National Health Service Corps (NHSC)
www.bphc.hrsa.gov/nhsc/

National Institute of Health (NIH)
www.nih.gov

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