Department of Human Resources
Life Insurance Benefits
Basic Life and AD&D
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Business Travel Accident
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Optional Life and AD&D
SPD information is coming soon!
Basic Life Insurance and AD&D
Jefferson provides eligible employees with Basic Life Insurance and Accidental Death and Disability (AD&D). The amount of coverage varies depending upon your position and base pay as shown on the chart below.
| Basic Survivor Benefits | |||
| Employee Classification | Basic Life and AD&D | Maximum Basic Life Insurance Benefit | Maximum Basic AD&D Benefit |
| Faculty and Senior Administrators | 150% of base annual salary | $50,000 | $50,000 |
| House Staff, Postdoctoral Fellows | 100% of base annual salary | $50,000 | $50,000 |
| All Other Employees, including part-time | 50% of base annual salary | $50,000 | $50,000 |
| Life insurance coverage reduces by ½ for employees age 70 and over. Life insurance coverage is rounded to the next $500 increment. | |||
Business Travel Insurance
If an eligible employee is injured or killed while traveling on Jefferson business, his/her beneficiary may receive an additional benefit based upon the nature of the injury.
Optional Life Insurance and AD&D
If you are eligible for Basic Life Insurance you may choose any of the three optional survivor benefits:
- Life Insurance for yourself, up to four times your base pay to a maximum of $1,000,000
- Supplemental AD&D Insurance for yourself or your entire family from $50,000 to $500,000, not to exceed 10 times your salary. Family members will be covered at a percentage of the value of the employee’s coverage.
- Dependent (spouse, registered domestic partner and child(ren)) Life Insurance to a maximum of $20,000 for a spouse and $5,000 per child
For more information on rates and plan features please consult your OPT Guide.
For more information, please contact the HR Service Center at (215) 503-8100 or HRQuestions@Jefferson.edu.
