Department of Human Resources
Life Insurance Benefits
Basic Life and AD&D
Business Travel Accident
Optional Life and AD&D
SPD information is coming soon!
Jefferson provides eligible employees with Basic Life Insurance and Accidental Death and Disability (AD&D). The amount of coverage varies depending upon your position and base pay as shown on the chart below.
|Basic Survivor Benefits|
|Employee Classification||Basic Life||Maximum Basic Life Insurance Benefit||Basic AD&D||Maximum Basic AD&D Insurance Benefit|
|Faculty and Senior Administrators||200% of base annual salary||$500,000*||150% of base annual salary||$50,000|
|House Staff, Postdoctoral Fellows||150% of base annual salary||N/A||100% of base annual salary||$50,000|
|All Other Employees, including part-time||100% of base annual salary||N/A||50% of base annual salary||$50,000|
|*Basic benefit is 2x your annual salary to a maximum of $500,000 guarantee issue. Amounts over $500,000 require medical evidence of insurability.
Life insurance coverage reduces by ½ for employees age 70 and over. Life insurance coverage is rounded to the next $500 increment.
If an eligible employee is injured or killed while traveling on Jefferson business, his/her beneficiary may receive an additional benefit based upon the nature of the injury.
If you are eligible for Basic Life Insurance you may choose any of the three optional survivor benefits:
- Life Insurance for yourself, up to four times your base pay to a maximum of $1,000,000
- Supplemental AD&D Insurance for yourself or your entire family from $50,000 to $500,000, not to exceed 10 times your salary. Family members will be covered at a percentage of the value of the employee’s coverage.
- Dependent (spouse, registered domestic partner and child(ren)) Life Insurance to a maximum of $20,000 for a spouse and $5,000 per child
For more information on rates and plan features please consult your Benefits Guidebook.
For more information, please contact the HR Service Center at (215) 503-HRSC or HRQuestions@Jefferson.edu.