Health Insurance for International Visitors
All international students, scholars and observers/volunteers must be covered by health insurance for the duration of their programs at Jefferson.
If your home country institution or company does not provide health insurance, you may choose your own company or use one of the suggested health insurance companies below.
Insurance for B-1 Visa Status or Visa Waiver Observers/Volunteers
Insurance for J-1* Visa Status Researchers/Scholars/Observers
*The Department of State requires the J-1 Exchange Visitor and their J-2 dependents to have insurance that meets the following requirements:
- The policy must provide health and medical benefits of at least $50,000 for each accident or illness.
- Repatriation of Remains: If you should die in the United States, the policy must provide at least $7,500 in benefits to send your remains to your home country for burial.
- Medical Evacuation: If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $10,000 for travel expenses.
- A deductible not to exceed $500 per accident or illness.
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The policy may establish a waiting period before it covers pre-existing conditions (health problems you had before you bought the insurance), as long as the waiting period is reasonable by current standards in the insurance industry.
- The policy may include provision for co-insurance
under the terms of which the
exchange visitor may be required to
pay up to 25% of the covered benefits
per accident or illness.
-
The policy must be backed by full faith and credit of your home country government, or the insurance company must meet the minimum rating requirements established by DOS (an A. M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above, a Standard & Poor's Claims-paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above)
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