Thomas Jefferson UniversityJefferson Graduate School of Biomedical Sciences

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Health Insurance
2012/13 Academic Year

Thomas Jefferson University requires that all matriculated students have adequate and acceptable health insurance and that they complete the enrollment/waiver process for each academic year (September 1st through August 31st).

The enrollment/waiver process must be completed by September 1st of each academic year, or an insurance hold will be placed on student’s Banner account.

Jefferson offers a group health insurance plan for students who do not already have coverage through a spouse, parent, or employer. Once enrolled, the plan will be in effect for the entire academic year. You may only terminate the insurance coverage if you have a qualifying life change event.

If you are currently enrolled in any insurance plans offered through the Graduate School in the 2012-2013 academic year, this coverage will expire on August 31, 2013. You MUST complete enrollment for insurance coverage for 2013-2014 academic year by September 1, 2013 to continue coverage.

Rates (September 1, 2013 – August 31, 2014)
Single student $4,248.
Single student + 1 dependent $10,983.
Single student + 2 or more dependents $11,854.

The annual premium cost will be divided between two semesters to help you budget this expense, rather than having to pay the entire fee up-front. You will be charged one-half in the Fall semester and one-half in the Spring semester. Payment must be made by the noted deadline on your tuition bill.

Visit the First Student website for additional information of the plan. Select “Jefferson Graduate School of Biomedical Sciences” in the
“Find Your School” box.

A summary of the student plan and a detailed description of the plan’s benefits and exclusions are available online. These include:

  • Find a Doctor, Hospital, or Lab
  • Prescription drug information
  • Review our Schedule of Benefits and any Exclusions/Limitations (select Review Brochure)
  • Access Travel Assistance services 24 hours a day, 365 days a year, including emergency medical care, prescription assistance, lost luggage, interpreter and legal referrals (select Travel Assistance)
  • Contact Customer Services
  • Health Discounts for Dental Care, Vision Care, Fitness Clubs, Weigh Management Programs, Smoking Cessation Programs, Nutrition Counseling and Healthy Foods, Vitamins, Books, and much more. Students enrolling in the United Healthcare insurance plan will also receive a Health Program Discount Program ID Card. (Select Dental, Vision, and Other Discount Services.)
  • Health Advocate services can help you navigate the complexities of the healthcare system.
  • and much more

To Enroll in the Health Insurance Plan

  • Visit the First Student website
  • Select “Jefferson Graduate School of Biomedical Sciences” in the “Find Your School” box
  • Select “Enroll Now” link on the left side of the page
  • Proceed as instructed to complete the enrollment process. The “Student ID#” is your “Campus Key
  • Your insurance card will be sent to your email address as listed in Banner Web. Please make sure this address is correct.
  • Within approximately a week after you complete your online insurance enrollment, charges for your insurance will be posted on your student account in Banner Web. Please complete payment before the semester begins.

Waiver of the University’s Student Health Plan

In order to qualify for a waiver, your insurance must meet at least the following minimum requirements.

  • The plan provides inpatient care in the Philadelphia area.
  • The plan provides outpatient care in the Philadelphia area. Coverage for emergency-only care does not satisfy this requirement.
  • The plan provides for ancillary procedures, including laboratory tests and radiology.
  • The plan provides for outpatient and inpatient mental health care in the Philadelphia area.
  • The plan includes prescription drug coverage.
  • The total combined cost of the insurance plan’s yearly premium plus the deductible is less than $4,085.
  • This coverage will remain in force through August 31, 2013.
  • You are NOT an international student in F-1 or J-1 status*.

*Please note that international students, including but not limited to those in F-1 or J-1 status, may not qualify for a waiver. International students must enroll in the school-sponsored insurance plan unless their current plan meets the above minimum requirements.

If you are NOT a US citizen or a permanent resident, you must enroll in the University’s health insurance plan unless you have a policy that meets or exceeds the University’s policy.

To Waive Health Insurance Coverage

  • You may waive your health insurance if you are covered by a spouse, parent, or employer under a comparable plan, once approved by the College.
  • Visit the First Student website
  • Select “Jefferson Graduate School of Biomedical Sciences” in the “Find Your School” box
  • Select “Waive Your School’s Insurance” on the left side of the page
  • Proceed as instructed to complete the waiver request process. The “Student ID#” is your “Campus Key
  • Please note that if your alternate coverage expires during the academic year, you have only 30 days to pick up new insurance under the College’s Plan.

The University reserves the right to audit all waivers in order to ensure compliance with the University insurance requirements. Please be sure to retain a copy of your insurance policy as you may be asked to provide this documentation.