Thomas Jefferson University

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Dental Insurance

Jefferson offers the choice of two dental plans, or you may waive dental coverage:

  • Delta Dental Plan
  • Aetna Dental Maintenance Organization (DMO)

The comparison chart below compares differences in the way the plans operate. Since you will receive greater coverage with a network provider, we urge you to visit the Delta and Aetna websites to locate providers before selecting a plan.

Your dental enrollment is separate from your health enrollment so you may select both, one plan or no coverage.  You can have different coverage levels in the medical and dental plans, from single to family.

  Delta Dental PPO Aetna DMO
Network Delta Dental participating providers
offers greatest coverage
Must use Aetna DMO network
Annual Deductible $50 single/$150 family None
Annual Maximum $2,000 PPO participating provider
$1,700 Premier Plan non-participating provider
Preventative and Diagnostic Care 100% no deductible 100%
50% space maintainers
Basic and Restorative Services 80% after deductible 100%
50% anesthesia
Major Services 50% after deductible 50%
Orthodontia 50% after separate $50 deductible 50% of pre-negotiated fee
ID Cards ID cards will be mailed to your home address Print ID cards at
Contact Information 800-932-0783

For Delta dental you will have the lowest out-of-pocket costs if you use a provider who participates in the Delta network. Out-of-network providers can balance bill you, meaning that they can charge to their full rate above what the insurance plan pays.

For the Aetna DMO there is no coverage if you use a provider who is not in the Aetna DMO network. Aetna has other dental networks so when you select a provider please be sure they participate in the DMO network.