Philadelphia University + Thomas Jefferson University

Additional Loan Options

If you need additional funding after receiving notification of your Federal Direct Stafford Loan and institutional administered aid eligibility and have already conducted an outside scholarship search (see Outside Scholarship Search Information) there are other loan options to consider. These are the Federal Direct Parent PLUS loan for dependent undergraduate students, Federal Direct Graduate PLUS loan, and private educational loans through the banking industry.

Below is information that may help you secure the additional loan funding necessary to fund your educational expenses. Please note that the private loan funds are credit-based and you must demonstrate a good credit history. With today's credit environment, most private lenders will require the borrower to have a credit score between 700 and 720. Many lenders are also requiring a credit worthy cosigner. For more about credit, please check out the TJU presentation Having Good Credit - Why it is Important in Borrowing Student Loans.

Please follow the link to the appropriate option below for more information.

Loan Options for Dependent & Independent Undergraduate Students
Loan Options for ALL Graduate & Medical Students

Need Help?

If you have any questions regarding these loan programs or completing your loan MPN or other loan application, please contact the University Office of Financial Aid at (215) 955-2867 or financial.aid

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