Scholars & Employees

J-1 Insurance

The U.S. Department of State requires all J-1 Exchange Visitors and their J-2 dependents to have health insurance for the full duration of their J program. Willful failure to carry health insurance requirements will result in the termination of your exchange visitor program. Minimum requirements for health insurance coverage are found in [22 CFR 62.14].

J-1 Minimum Requirements

  1. Medical benefits of at least $250,000 per accident or illness.
  2. Repatriation of remains in the amount of $25,000.
  3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $100,000.
  4. A deductible not to exceed $500 per accident or illness.

Some insurance plans do not cover pre-existing conditions or pregnancy. Please read the policies carefully and contact the insurance companies to match your medical needs.

Bring your health insurance confirmation to the check-in appointment.

Note: If you are J-1 student, please check the details of Jefferson's student health insurance to ensure it meets the minimum J-1 requirements.

List of Health Insurance Companies

In consideration of the costs, services and availability of nearby hospitals, we have included a list of companies for you to choose from. However, you are not obligated to buy insurance from those specific companies. You must purchase a plan that offers:

A deductible of $500 or less, and medical coverage of $250,000 or more.

If your home country institution or company will provide health insurance for your J-1 program in the U.S., the coverage plan must:

  • Meet the Department of State and Jefferson* minimum requirements..
  • Have a U.S. office phone number and contact information.
  • Show proof of this coverage in English and in U.S. dollars.